Mama, you are worthy of wealth.

The Motivated Mama Society is where passionate, intelligent, driven moms come together to re-write their money stories, connect with their biggest dreams, and build lasting wealth for their families.

You're worthy of a life you love. Of earning, spending, and growing you money in a way that aligns with your personal values and priorities. Of having time for self-care and confidently teaching positive money lessons to your kiddos.

If you're a mom who wants to believe more is possible and you're ready for more money and more time for the things you love, the Society is for you!

Here's the ...

We've been told all the wrong things about money and success.

Many of us grew up believing money was taboo. We're told that wealth is evil - that money makes you lazy and selfish.

As women, we've been told we're bad with money. That we spend frivolously and aren't capable of managing wealth.

When we try to get a handle on our finances, we're told, "spend less than you make," as if building wealth is a matter of pure math and willpower.

And in a culture that idolizes productivity, we don't believe we're worthy of rest. Of comfort, security, and peace.

At Smart Money Mamas, we're changing all of this.

The ...

Our mission is to help moms manage their money with confidence, live the lives they secretly dream about, and build wealth in a way that aligns with their unique values.

How? Meet the Motivated Mama Society

The Society is an online membership community for moms.

It's my personal invitation to you to start thriving.

It's like a virtual sisterhood (mamahood, if you will) where you'll learn how to build lasting wealth, change your family's money story, reconnect with your version of success, and get all the education and support you need.

Get ready to learn the ENTIRE process to:

And the Society is yours for just $39 a month!

Join with no commitment - cancel anytime! But we think once you're inside, you'll love what you see and make the Society your new home - like over 90% of our mamas!

Here's what a few of our amazing mamas have to say...

I know you are thinking of all the reasons you can't join the Society right now. I will tell you that you will not regret joining this group.

In life, we are masters of taking care of others and put ourselves on the back burner. I have found participating in the MMS I am a better partner and mom. My mindset has changed, and I have systems and processes in place so I can be fully present with my family.

You deserve this for yourself. It is not a lot of time commitment, but the ROI on the membership is worth its weight in gold.

Imagine surrounding yourself with phenomenal mothers from around the world that will push you to be your best version of you... Priceless!
Wanda N.
Motivated Mama
I knew that being a part of the Motivated Mama Society would be a good decision for me to “next level” everything that I had in my head. And being part of the Society gave me Chelsea and the Smart Money Mamas team as an invaluable resource, but what I wasn’t expecting was the incredible support from the other women on the same journey as me.

We cheer each other on, sympathize when we have falls, brainstorm solutions, have team building events (harry potter trivia ⚡️) and read some incredible books.

The Foundations course is well worth the price of admission on its own! Everything else Was a whole heap of frosting and sprinkles in top of an already very tasty cake 🎂😊
Amanda S.
Motivated Mama

But What IS the MOTIVATED MAMA SOCIETY? I'm so glad you asked...

The Society isn't just a vault of helpful information, it's a guided path to achieving your money goals

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Foundations - The Bedrock of the Society

No matter where you are in your financial journey, our 5 Foundations courses are the center of everything we do inside the Society.

Completing these will help you better align your money with your values, discover your unique goals, and build wealth... So you can finally live the life you dream of.

Motivated Mama Roadmap (1)

Step 1: Thriving Mindset

Embrace the power of your money stories and determine the relationship you want to have with money. If you don't believe you're worthy and capable of wealth, no system can help you get there. That's why we tackle mindset first.

Where You Stand

Step 2: Know Where You Stand

You can't know how to move forward if you aren't crystal clear on where you're starting. I promise, you're doing more things right than you think. In this course, we go through every area of your money - your budget, debt, insurance, and retirement savings to see what's going well and what you need to work on.

Motivating Goals

Step 3: Set Motivating Goals

What do you want your money to do for you? What do you want your life to look like? Let go of what you think you're "supposed" to do and discover what you really want. In this course, we develop goals that are meaningful to you!

Money Plan

Step 4: Create Your Money Plan

Goals are fantastic - but it's systems that get us there. And those systems have to work with your personality and lifestyle. In this course, you'll create a money plan that works with you to turn your goals into a reality (while still enjoying today!)

Build Wealth

Step 5: Build Wealth Like a Mom

Once you've reached Step 5, you're doing all the right things. Now you'll be ready to build momentum and start to create the generational wealth and financial freedom you want! In this course, we'll break down all the ways to build wealth - keeping more of your money, earning more money, and investing!

💰 TOTAL VALUE: $1,497 💰

And to make sure you're fully supported every step of the way, we've added these goodies...

(because who doesn't love extras?!)

Monthly LIVE Masterclasses

Each month we teach a live masterclass. Here’s what you can expect:

VALUE: $99 / masterclass - $2,400 total (grows every month!)

Monthly LIVE Pajama Party Q&A

We don’t have every single finance question answered...yet! I don’t ever want to leave any mama behind, so every month I put on my best jammies and answer any questions our mamas have.

VALUE: $99 / session

Bi-Monthly Book Club

Want to read more books to improve your life bur really wish you had a friend to chat about them with? Every other month we get together as a group, read a book, and discuss what we learned!

VALUE: $49 / session

Live Coaching Sessions

Society mamas can submit where they are struggling with money mindset to Chelsea. Once a month we pick a mama to get half an hour of mindset coaching live within the Society!

This lets the chosen mama dig deep into their mindset and help other members experience the types of questions to ask themselves to make big moves forward!

VALUE: $49 / session

Group Zoom Work Sessions

Worried about finding time to work on Society classes or your goals? Twice a month we set up group work sessions on Zoom. Block the time on your calendar, come in and share your goals for the session, then work alongside your fellow Motivated Mamas while listening to great music.

You'll get more done in an hour than you thought possible!

VALUE: $49 / session

Free Summit Tickets!

Twice a year, Smart Money Mamas hosts a weekend virtual summit focused around a specific money topic. The next Summit is in April and is focused on Family Money Values and Generational Wealth!

Motivated Mamas get free tickets to these events!

VALUE: $49 / event

Plus you'll get an exclusive invite to the Motivated Mama Society Facebook group!


Have you ever heard the saying, "You're the sum of the people you spend the most time with?" Well, mama, the Society Facebook group will surround you with women who are supportive, motivating, and focused on building thriving relationships with money.

This is where you'll go for regular accountability - to get advice, receive encouragement from other mamas, and share your big wins. (We know you're going to have a lot of them!)


Over $5,000 in resources and you get to access it all for just $39 a month!

We'll walk you through building the wealthy, healthy relationship with money you deserve.

Masterclasses in the Society Vault

& more!

Ready to build a wealthy, full life, Mama? Join the Society Now!

Launch Shares - MMS

Monthly Membership

$ 39 Monthly
  • 5 Foundations Courses
  • Monthly Live Masterclass
  • Live Q&A Sessions
  • Private Facebook Community

Annual membership

Two Months Free!
$ 390 Annually
  • 5 Foundations Courses
  • Monthly Masterclass
  • Live Q&A Sessions
  • Private Facebook Community
  • Two Months Free!

You are worthy and capable of affording a life you love. Don't wait another moment to get started.

Why is Chelsea the best person to teach you all of this?

Hey, mama! I'm Chelsea.

And I'm the founder of the Motivated Mama Society, mother to two adorable (and insane) little boys, and an ex-hedge fund investor.

Above all, I have an absolute passion for helping moms feel like masters with their money.

I’ve always been a money nerd. I was an equity analyst on Wall Street, managed over $1 billion for a hedge fund, and am a Certified Financial Educator. Money management is my wheelhouse.

But back when I was working in investing and I faced going back to a demanding career -- as a breadwinning mom -- with a baby boy at home and undiagnosed postpartum depression, my relationship with money and career changed. I needed more flexibility. I needed my work to serve a greater purpose. And I needed to prioritize my family and my mental health.

My story isn’t uncommon. But I had the rare gift of having built a nest egg that gave me the stability I needed to make a change.

More mamas need choices.

Maybe you want to get out of debt so every necessary purchase isn’t a mental strain. Maybe you want to create the security you need to leave a job or relationship that doesn’t serve you. Maybe you want to be financially savvy so your family is safe, no matter what happens.

Maybe you just want to take the kids to Disney.

Whatever your goal, it’s my mission to help you find your peace. To give you options through financial security.


Mamas say the nicest things...

Here's what the Motivated Mamas have to say

Is the Motivated Mama Society Right for You?

This is a MOVEMENT and we're looking for a certain type of mama. Here's how to know if you should join...

If that's you, you're going to completely love it in the Society and we can't wait to have you!

Frequently Asked Questions

Listen, I get it. All of our schedules are jam packed and looking at the long list of things available in the Society can be overwhelming.

But here’s the deal.

First, you don’t need to watch every masterclass, complete every challenge, and join every Pajama Party to get incredible results from the Society. Not even close. If you commit to one Foundations lesson a week and checking in with the community group (which would take less than an hour a week total), you’ll make great progress!

Second, our goal is to help you take better care of yourself – not just financially, but emotionally and physically. Time spent in the Society – learning and getting support – helps many of our mamas feel less overwhelmed and learn how to create more space in their lives for the things they love.

If you want a wealthy, healthy life, you’ve got to commit some time to it. The Society can help you do that.

We all start at the beginning in the Society (even the old pros) – mastering your mindset and setting meaningful goals that get you excited to handle your money.

If you’re coming in with a blank slate, or even feeling a little overwhelmed with your money, you’ll find the support and resources you need to get from square zero to thriving!

I can’t wait to see the incredible progress you make.

That depends. Is your current system getting you to your goals? Do you feel like you’re really maximizing your money to live the EXACT life you want right now… and down the road? Do you have a community around you that supports your goals?

If the answer is “no”, then I recommend you jump in with us.

We’ve had money coaches and finance professionals join this group and they’ve all learned new things and grown with us. Foundations is a different way at looking at your money as a part of your whole life and the masterclasses go deep on a range of topics.

Well, it depends. 

You’re going to learn that’s one of my most common answers to questions, since money is so personal.

What happens for you will depend on your goals – what do you most want to happen? How much time do you commit to doing the work – not just watching the trainings but actually taking action in your life?

Here are some of the things our members are doing right now inside the membership:

  • Paying off debt
  • Asking for raises
  • Switching careers
  • Starting side hustles
  • Learning how to invest
  • Starting 401ks + other retirement accounts
  • Finding actual friends in a quarantine-world
  • Improving relationships
  • Having money conversations with siblings, parents, and partners
  • And more!

So what is going to happen for you?

Whatever you want to happen. This membership is about what YOU need and we have the resources to help you get there.

Absolutely. Not only do we have our monthly Pajama Party Q&As but I am in the Facebook group on a daily basis checking in with our members.

I’m here to support you every step of the way.

Short answer: No.

Long answer: While all the Foundations content and Masterclass & Pajama Party replays live on the Society site, our community does exist on Facebook and that community is a big part of getting ongoing support and connection with other mamas.

Our Masterclasses and Pajama Parties are recorded live on Facebook, though book club and workshops are done on Zoom.

If you don’t have Facebook, and you’re not willing to get an account just for the group, this membership will not be as effective for you without the community aspect.

Of course, I hope you still join. Everything we record on Facebook we upload to the dashboard. So you won’t ever miss out on the content and you can still get incredible results from Foundations.

But if community is important to you and you’re excited about meeting other mamas who are going after their goals like you, then you’ve got to have Facebook to join in on the conversation at this time.

We encourage all new members without an account to create one just for the group. If you have any questions or concerns about that, just contact our customer service [email protected]. We’re happy to walk you through the pros and cons of it.

Well this is awkward. But I get it. This isn’t for everyone, all the time. 

That’s why we have a cancel-anytime policy. Just log in and cancel your membership and we won’t charge your card again… and you still get access to the membership for the remainder of your time. Easy peasy.

Of course! You can gift 1-, 3-, 6-, or 12-month memberships to the best mamas in your life right here!

I love that you’re bringing thriving and financial self-care to those in your circle. You’re amazing.

Simple email us at hello[@] and we’ll be happy to help you get your questions answered!

This is your path to building wealth, reducing stress, reconnecting with the woman you want to be, adding joy to your life, finding a network of incredible mama friends, and feeling fully alive. We're here to help you be your best self.

You're here for a reason. You deserve this, mama. What are you waiting for?